It is important to keep this balance in mind when allocating wealth for characters starting at higher levels. Some of these resources are simply class abilities or spells, but higher quality armor, utility items, and even magic items all impact the balance of the game. When designing the game’s challenge rating system and deciding the strength of the monsters players would fight, certain assumptions were made about what resources characters would have. While determining the starting gold for Level 1 characters is simply a matter of choosing one of the two optional rules, your campaign might not start out with Level 1 characters.įor higher level characters it obviously wouldn’t make sense to start them out with less than 200 gold pieces worth of wealth and equipment.ĭnD 5e simply isn’t balanced around having higher level characters have so little wealth.
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The full details of each background can be found on most DnD 5e wiki sites, like DnD Beyond and Wikidot’s DnD 5e page.
Keep in mind that each background also grants certain items, and some grant abilities. If you decide to just take the standard equipment, your wealth is determined by your background.īelow is the amount of wealth each background grants. You roll different sets of dice depending on the class, and (with the exception of monks) multiply the result by 10. If you want to roll for your starting wealth, consult the table below.
On the other hand, rolling for gold means you could get anything you want, but there’s always a danger of rolling low.Ī third homebrew option that I like is to take your starting equipment and then trade in any items you don’t like for items of comparable value.ĭnD Beyond offers a searchable list of DnD equipment with their costs if you don’t have the Player’s Handbook handy. Taking the standard equipment generally gives you the most value, but what you get is what you get. You can either roll a set of dice or you can take the standard starting equipment according to your class and background.
Level 1 Starting Gold in DnD 5e – OptionsĭnD 5e offers two main ways to determine Level 1 starting gold.